Real estate appraisal services for homeowners in the city of Clarksville and Mecklenburg County
Here are the top seven reasons why VA homeowners order from O'Brien Appraisal Group:
Need help determining the price of your home in or near Clarksville, VA?
At O'Brien Appraisal Group, we understand the individual needs of a customer after appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
Pre-listing Services/For Sale By Owner (FSBO)
Since you have an emotional attachment to your own home, it's often very hard to be objective about it. The professional appraisers at O'Brien Appraisal Group will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is very crucial as a negotiating tool once you have an attainable buyer, in addition to helping you set a realistic price to sell at so your property will attract buyers. It's something tangible to show the buyer. It's an independent third party's opinion of your home's value, and not just how much you think your house is worth. Interested buyers assume you have an emotional attachment to your home and will be far more likely to give credibility to a seasoned appraiser's value assessment than yours.
Need to remove PMI?
A fashionable way to cut expenses for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is down below 80% of the value of your property. In most cases you can apply to your lender to have the PMI eliminated from your loan. At O'Brien Appraisal Group, we're veterans in helping customers just like you rid yourselves of undesirable PMI insurance.
Challenging property tax assessments
Your local tax assessor may have your house overvalued if you live in a region that's going down or is not appreciating as much as other homes close to yours. That means you are paying more taxes than you should. The faster you take care of things like this, the better, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting an expert appraisal from O'Brien Appraisal Group is your number one weapon.
Was your HELOC recently frozen?
Even if your specific property has not declined in value, your lender just may decide to automatically freeze your home equity line of credit (HELOC) if your property is in or near a declining area. This can this be unsuitable from a cash flow standpoint, and damaging to your credit score since it may appear as though that credit line is maxed out. O'Brien Appraisal Group can provide you with efficient appraisal to help you reinstate your home equity line of credit.
We Also Offer Field and Desktop Appraisal Review Services
Have you just been given a copy of your appraisal and you'd like to have an expert double-check it for verity or do you need a second opinion without the added expense and delay of waiting for a whole new appraisal? O'Brien Appraisal Group offers field reviews where we'll go out and check the subject and comparables. If you need it immediately, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.
Need a retrospective review of an appraisal? We can help with that too. Even though this is usually requested by banks, you may desire to exercise this service if you suspect mortgage fraud related to your home.